Travel insurance for diabetics.

Covering diabetes on your travel insurance

When you’re living with diabetes, the last thing you want to worry about is whether your medical travel insurance will cover you.

With our help, you can go on holiday knowing you’re in safe hands. After all, if anything happens, we’ll always aim to put it right.

Flexibility to change details online

When you buy a policy from us, you can manage it yourself by logging in to your My Avanti account. Here you can:

• access policy documents
• update traveller details
• change your single trip dates (limits apply)
• renew an annual policy if you have no changes to make
• and more.

If you have questions about Covid-19 and how it affects your holiday plans, visit our Covid-19 help page.

Why letting us know about your diabetes matters

Liz ⁽¹⁾ trusted us with her travel insurance when she booked a cruise holiday and made sure her cover reflected her health conditions. The day before she was due to travel, Liz was given the news that she had to cancel her holiday for medical reasons. Having Avanti Travel Insurance, she was able to claim for her cancellation and the money was in her bank account within three working days.

When buying travel insurance for diabetes, it needs to be personalised to your unique medical history. That way, if something does go wrong, you can feel the same peace of mind as Liz, knowing that you’re covered.

Do I need to have had both my Covid jabs to be covered?

As long as you’ve had the vaccines you’ve been offered for Covid-19, you should be covered. If you haven’t been offered both doses yet or you’re medically exempt then you can also be covered.

If you’ve refused any doses of the vaccine or haven’t been able to have a dose you’ve been offered, you won’t be covered.

What questions will you ask me about my diabetes?

To make sure your travel insurance policy matches your personal needs, we’ll ask a few simple questions about your diabetes along with any other medical conditions you may have.

Don’t worry, it won’t be complicated. We’ll take you through the questions at your own pace, and you won’t be rushed.

Depending on the nature of your condition, questions may include:

• Do you take medicine for your diabetes?
• How many unplanned hospital admissions have you had for diabetes in the last two years?
• Have you ever been a smoker?
• Do you have (or have you had) any of the following medical conditions? Impairment of kidney function; Angina and/or heart attack and/or narrowed arteries of the heart; Peripheral vascular disease (causes poor blood supply to legs); Leg or foot ulcers; Retinal (eye) damage; Nerve damage; Amputation of leg, foot or toe; Stroke and/or TIA (mini-stroke)
• Have you been advised to take medication for high blood pressure?
• Have you been advised to take medication to lower your cholesterol?

When should I buy my travel insurance?

You can buy your policy any time between booking your trip and starting it. It’s up to you, but you might find it helpful to know that if you take out a policy as soon as you’ve booked your holiday, we’ve got you covered before you’ve even set off. That way, you’ll be covered for the cancellation of your holiday, should the worst happen before your trip starts.

Do I need to update my policy if my medical conditions change?

Yes, you’ll need to call us as soon as you can. Don’t worry, we specialise in covering people who have pre-existing health conditions, and we know they can suddenly change. Forgetting to update us on your health may affect the validity of your policy and any potential claim could be declined if your details aren’t up to date.