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Back pain travel insurance.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

No age limit

Enjoy travelling whatever your age.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Getting you the right cover to travel with back pain

Back pain shouldn’t be a barrier to you being able to enjoy holidays with great travel insurance.

As expert providers of travel insurance for pre-existing medical conditions, we know that back pain could be a result of an injury, or another condition such as arthritis or fibromyalgia. We appreciate that back pain can affect people in different ways depending on the cause and how it is being treated.

That’s why we have a medical screening process, so you can tell us about the nature of your back pain and how it affects your daily activities.

travel-insurance

It's not just travel insurance, it's travel reassurance!

When you’ve got Avanti Travel Insurance, if something does go wrong - we'll always aim to put it right. Good to know, especially if you’re travelling with pre-existing health conditions.

That’s Travel Reassurance!

Do I need to declare back pain when getting travel insurance?

It is essential for you to declare the cause of your back pain, along with any other pre-existing medical conditions, when getting travel insurance, so we can consider these within your cover.

It might be that your back pain is due to a slipped disc or maybe you’ve damaged your sciatic nerve and have back pain due to this.

If you don’t mention having back pain, or other pre-existing medical conditions, when getting travel insurance and need to claim for treatment for these conditions, we would not be able to cover the claim.

EssentialsClassicDeluxe
Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation£5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million
Excess£150£75nil

What questions will I be asked about my back pain?

So we can offer you travel insurance that meets your individual needs, we will need you to tell us about the nature of your back pain, and any other pre-existing medical conditions that you may have.

We respect your confidentiality and will only use the information that you give us to build a level of cover that best suits your needs.

Here are some of the questions that we might need to ask about your back pain:

  • In the last five years has this condition affected your ability to wash, dress or feed yourself?
  • Do you take pain relief daily for this condition?
  • Have you had any of these treatments for your back or neck in the last 12 months:
    • Surgery
    • Injections into my back and/or neck
    • I have had both injections and surgery
    • I have had none of these in the last 12 months
  • Are you awaiting any further scans, injections or surgery for your back or neck?
  • Have you had any unplanned hospital admissions for back or neck problems in the last two years?
  • Have you used morphine, MST or prescription skin patches at home in the last 12 months?

If you’re ready to answer these questions, let’s get your travel insurance for back pain sorted!

I’ve recently had surgery on my back, can I get travel insurance?

If you’ve recently had surgery on your back, we might be able to cover you, as long as you aren’t doing one of the following:

  • You are not travelling against the advice of your doctor (or would be travelling against their advice if you sought it)
  • You are not travelling after receiving a terminal prognosis, having been given a life expectancy by my doctor or medical professional.
  • You are not waiting for further surgery or investigations
  • You are not travelling with the intention of having surgery or treatment in another country

If you’ve been signed off from post operative checks and aren’t doing any of the above, that’s great! Let’s get you a quote for travel insurance to cover your pre-existing medical conditions.

Is my back pain covered by my European Health Insurance Card (EHIC)?

If you are planning a holiday in Europe, you will need to get an EHIC as a condition of our travel insurance.

The EHIC is free and entitles you to free healthcare in most European countries when you use their state provided healthcare. Check that your destination country is covered by EHIC before you travel, so you can be prepared if you do need any treatment during your holiday.

Your EHIC is not the same as having good travel insurance for your pre-existing medical conditions and won’t cover you for things that might go wrong such as having to cancel your holiday. That’s where your travel insurance with pre-existing medical cover comes in. What your EHIC can do is reduce the medical costs where subsidised healthcare is available to you.

If you can use your EHIC to receive treatment during your holiday and you have paid a subsidised fee, we will remove the excess fee for your medical emergency claims.

I’ve already purchased travel insurance for my back pain; do I need to keep you updated if my conditions change?

Yes, it is essential for you to keep us updated if your pre-existing medical conditions change, or if you are diagnosed with any new conditions, so we can consider these within your cover.

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Ready? Set? Let’s go get your travel insurance for back pain…

Talk to us today on 0800 888 6195. Or, you can get a quote online.