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Autoimmune disorders travel insurance.

Cancellation cover

Up to £7,500 per person with our Deluxe policy.

24/7 medical support

Practical help when you need it.

No age limit

Enjoy travelling whatever your age.

Unlimited medical expenses

Generous emergency medical cover with our Deluxe policy.

Having an autoimmune disorder shouldn’t stop you from being able to travel as much as you’d like to with great travel insurance.

In fact, taking the time to relax on a holiday in a warm climate might be just what you need to improve your symptoms and properly unwind.

As expert providers of travel insurance for pre-existing medical conditions, we know that autoimmune conditions can affect people in different ways, depending on the condition they have and the severity of their symptoms.

That’s why we have our medical screening process so you can tell us about the nature of your medical conditions and how these affect your daily activities.

We consider the following autoimmune disorders for our pre-existing medical cover:

  • Arthritis
  • Lupus
  • Addison’s disease
  • Multiple sclerosis

It's not just travel insurance, it's travel reassurance!

When you’ve got Avanti Travel Insurance, if something does go wrong - we'll always aim to put it right. Good to know, especially if you’re travelling with pre-existing health conditions.

That’s Travel Reassurance!

Do I need to declare my autoimmune disorder when getting travel insurance?

Yes, it is essential for you to declare having an autoimmune disorder, such as arthritis or lupus, and any other pre-existing medical conditions, when getting travel insurance, so these can be considered in your cover.

If you did not mention having an autoimmune disorder, or any other pre-existing medical conditions, when getting your travel insurance and needed to make a claim for treatment, we would not be able to cover this.

We want you to be able to travel in confidence knowing that you’ve got great travel insurance that is built to meet your individual needs.

I have recently had surgery for my autoimmune disorder, can I still get travel insurance?

If you’ve recently had surgery, such as a joint replacement for your arthritis, then we might be able to cover you, provided that your doctor has advised that you are safe to travel.

You will need to have been signed off by your doctor from your surgery, before we can consider covering you for your pre-existing medical conditions, unless agreed by us in writing. If this is the case for you then we should be able to provide you with full cover.

I am waiting for surgery for my autoimmune disorder, am I still able to get travel insurance?

We appreciate that the thought of having surgery can be stressful for some people and so you might want to take a holiday beforehand to take your mind off it and relax.

It could be that you are waiting for joint replacement surgery for your arthritis or for your overactive or underactive thyroid, or perhaps you are waiting for an investigation into a new symptom of one of your conditions.

We have a list of medical procedures that we can cover you for, even if you’re waiting for surgery, so long as you aren’t travelling against your doctors advice and don’t need to cancel or cut your holiday short because of this surgery or condition.

For more information on the surgery that we can cover, please visit our Awaiting Surgery page.

Cancellation and cutting your holiday short£1,000£5,000£7,500
Medical emergency and repatriation £5 million£10 millionUnlimited
Personal baggage£1,000£2,000£3,000
Missed departure-£1,000£1,500
Money and passport cover£300£500£600
Personal liability£2 million£2 million£2 million

What types of questions will I be asked about my autoimmune disorder?

So we can offer you the best possible cover for your needs, we will need you to tell us about the nature of your autoimmune disorder and how it affects your daily activities.

We respect your confidentiality and will only use the information that you give us to build you a level of cover that meets your individual needs.

Here are some of the questions we commonly ask:

  • What form of arthritis have you been diagnosed with?
  • In the last five years has your problem interfered with activities in your daily living?
  • Have you had any of your joints replaced or resurfaced?
  • How long ago was your diagnosis made?
  • How many medications do you take for this condition?
  • How many unplanned hospital admissions have you had for this condition in the last two years?
  • Have you required hospital treatment for this condition within the last 12 months?

Is my autoimmune disorder covered by my European Health Insurance Card (EHIC)?

If you are planning a holiday in Europe you will need to get an EHIC as a condition of our travel insurance.

The EHIC is free and entitles you to free healthcare in most European countries when you use their state provided healthcare. Before you travel, it’s best to check that your destination is covered by EHIC, so that you can be prepared if you do need any treatment during your holiday.

Your EHIC is not the same as having good travel insurance for your medical conditions and won’t cover you for things that might go wrong, such as having to cancel your holiday or emergency transport home. That’s where your travel insurance with pre-existing medical conditions comes in. What your EHIC can do is reduce the medical costs where subsidised healthcare is available to you.

If you can use your EHIC to receive treatment during your holiday, and you have paid a subsidised fee, we will remove the excess fee for your medical emergency claims.

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Let's get your travel insurance for autoimmune disorders

Talk to us today on 0800 888 6195. Or, you can get a quote online.