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Up to £7,500 per person with our Deluxe policy.
Practical help when you need it.
Generous emergency medical cover with our Deluxe policy.
Buying Annual Travel Insurance can give you peace of mind for all of your holiday plans.
Having Annual Travel Insurance can give you the confidence boost you need to explore the world, knowing we’ll be there to lend a helping hand if you need us.
If your annual travel insurance policy comes to £80 or more, you can pay for it monthly*. It’s nice and simple to set up, and you can do it over the phone or online.
We are a credit broker, not a lender.
If something does go wrong - we'll always aim to put it right. Good to know, especially if you’re travelling with pre-existing health conditions.
That’s Travel Reassurance.
When you buy a policy from us, you can make changes yourself by logging in to your My Avanti account. Here you can:
John2 had never used his Avanti Travel Insurance before, but on a trip to the USA in February 2019, he needed emergency medical treatment.
He called the 24-hour medical emergency helpline and was reassured his medical bills would be handled. He was treated straight away.
We took care of the payment, so John could focus on getting better.
Annual Travel Insurance is a great option for frequent travellers, as it can be cheaper than buying a separate single trip policy for each holiday. With an Annual Multi-Trip policy, you can rest assured you’re well protected, leaving the worry at home.
Essentials | Classic | Deluxe | |
---|---|---|---|
Cancellation and cutting your holiday short | £1,000 | £5,000 | £7,500 |
Medical emergency and repatriation | £5 million | £10 million | Unlimited |
Personal baggage | £1,000 | £2,000 | £3,000 |
Missed departure | - | £1,000 | £1,500 |
Money and passport cover | £300 | £500 | £600 |
Personal liability | £2 million | £2 million | £2 million |
Excess | £150 | £75 | nil |
Annual Multi-Trip Travel Insurance is a useful policy that covers you for several holidays in a year so there’s no need to call us each time you want to go away.
Your policy can start anytime in the next 90 days. But, we always recommend starting your policy as soon as you book your holiday to make sure you’re covered should you have to cancel your trip.
Our policies give you the freedom to travel anywhere in the world (with the exception of any countries the Foreign, Commonwealth & Development Office or World Health Organisation have advised against all, or all but essential travel).
You should check the FCDO advice for your destination, along with any updates from the WHO before travelling.
Our annual policy offers four options of cover depending on the regions you plan on travelling to:
Region 1 – Europe excluding Cyprus, Egypt, Greece, Malta, Morocco, Spain, Turkey and Tunisia.
Region 2 – Europe including Cyprus, Egypt, Greece, Malta, Morocco, Spain, Turkey and Tunisia.
Region 3 – Worldwide excluding Bermuda, Canada, the islands of the Caribbean, China, Hong Kong, Mexico, Thailand, and the United States of America.
Region 4 – All countries of the world.
Our Annual Multi-Trip Travel Insurance includes winter sports activities as standard when you choose a Classic or Deluxe travel insurance policy. This means you’ll be covered for winter sports activities for up to 17 days.
For more information on what our Winter Sports Travel Insurance covers, click here.
With an annual policy, how long you can travel for will depend on your age and where you’re going on holiday.
If you’re under 70, you can travel for up to 50 days per trip, and up to 183 days in total for the year.
Aged 71 and over? You can travel for up to 35 days per trip, and up to 183 days across the year.
Are you planning a holiday longer than 50 days? If you’re aged 70 and under, you can opt for our one trip extension, which can cover you for up to 90 days for an additional premium.
Looking to travel for longer than 3 months? Take a look at our long stay travel insurance.
We understand how important it is for your travel insurance to offer the right level of cover so you can travel with confidence. We cover most pre-existing conditions, but occasionally, we might not be able to help.
If that’s the case, we recommend checking out BIBA’s medical directory or calling them on 0370 950 1790. They can provide a full list of specialist medical travel insurance providers who might be able to help.
Talk to us today on 0800 888 6195, or you can get a quote online.
*Available on Annual Multi-Trip polices to the value of £80 and over. Howserv Ltd use Premium Credit Ltd (PCL) an external credit provider) to provide finance. Howserv is a credit broker not a lender and receive a commission for introducing customers to PCL. On acceptance, a credit agreement will be set up. Representative example based on a £200 policy (net of the paid deposit of £18.61). An Annual Percentage Rate of 24.9% will be charged with a fixed interest rate of 12.55%. Amount of interest over 11 months= £22.77. Monthly repayments of £18.56. Total amount payable £222.77. Correct at time of print.